There are many benefits to having a good credit score, such as enjoying a lower interest rate on your credit cards and loans, which is essential to build and maintain your financial health. The more you know about what goes into your credit score, the easier it will be to maintain a good one. How is your credit score calculated? …
Four ways to stop dipping into your savings account
It might seem like a good idea to dip into your savings account when money is tight. However, if you do this too often and take too much money out of your savings account you might prevent your savings fund from growing and will not make any progress towards your financial goals. Here are ways to prevent you from dipping …
How to manage your finances responsibly
When you are financially informed and educated, you are better equipped to manage your finances responsibly and remain financially healthy, even in these trying economic times. Financial wellness does not necessarily mean that you need to have a lot of money; it simply means that you have enough savings, are prepared for the future and manage your debt. As a …