Make Iemas your driving partner when it’s time to get a new set of wheels! If you are employed at a participating employer group that has a contract with Iemas, then you could have access to our affordable vehicle finance solutions. In addition, we can also assist in finding the perfect car on your behalf with our convenient vehicle sourcing service. We are as proud of your wheels as you are, which is why we also provide short-term vehicle insurance for those unfortunate incidents.

The drive of your life with Iemas Vehicle Finance

Get the help you need, to get the car you’ve always wanted. Finance your vehicle through Iemas and we’ll assist you throughout the entire transaction, whether you’re buying from a dealer or directly from an individual. We offer competitive interest rates and a maximum repayment term of up to 72 months. The maximum age of vehicles to be financed under residual value is 5 years. From pre-approval to private transactions to straight and balloon refinancing, we will make the buying experience one to remember.

Use our convenient vehicle finance calculator for an estimation of your monthly car repayment amount.

Iemas goes the extra mile with additional vehicle finance-related services

As your caring partner we know every member has their own unique needs, which is why in addition to our vehicle finance solutions, Iemas also offers a range of additional services:

  • Short-term insurance solutions
  • Mechanical breakdown warranty
  • Cover plus and deposit cover insurance
  • Credit life insurance

All insurance products are offered through Iemas Insurance Brokers, an authorised financial service provider (FSP 47563) and wholly owned subsidiary of Iemas Financial Services.

The Iemas advantage: Iemas members share in the profits

As an Iemas member, you do not simply use our products, you benefit from the profits too. Every year during November we allocate a portion of our profits to you. These member reward allocations depend on the type and number of products you used throughout the year.

An example of the member rewards on an Iemas vehicle finance transaction is:

Financing Amount Reward % on vehicle finance interest paid (based on the latest reward allocations) Annual reward payment in November
R200,000 8% R 1840

What do I need to apply for vehicle finance ?

  • Identity Document / Certified copy of Identity Document, Passport or Identity Card
  • A valid driver’s licence
  • Three latest payslips
  • One month’s bank statement
  • Proof of residence (Not older than 3 months)
  • Quotation or Offer To Purchase (OTP)

Need help to find a vehicle ?

In addition to affordable vehicle finance solutions, we can also find your dream ride on your behalf with our convenient vehicle sourcing solutions