At Iemas, we believe in building long-term relationships and we presently have contractual agreements with more than 600 employers in South Africa. Not only do members share in the co-operative’s profits through annual member rewards, there are also advantages for the employer.

The employer carries no financial or credit risk, while Iemas protects employees through sound, responsible credit granting practices, comprehensive affordability assessments and free financial wellness workshops at the workplace.

Each employer decides which Iemas products and services to offer to their employees, according to their unique financial requirements. These products can include vehicle finance, personal loans, educational loans, pension-backed loans and comprehensive insurance solutions offered through Iemas Insurance Brokers, an authorised financial service provider (FSP 47563) and wholly owned subsidiary of Iemas Financial Services.

Monthly payments due are consolidated into one single salary deduction, which limits the possibility of non-payment due to no funds available or returned debit orders. With a well-established national infrastructure, Iemas is able to render its financial services without interfering with production time.