Mini, Maxi and Emergency loans

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As our lifestyles differ, so do our financial needs. At Iemas, our members are in the fortunate position to have their financial needs taken care of.

If you need a small, short-term loan, take a look at our Mini loan. This loan is ideal for small expenses like school uniforms and stationery.

Features

  • Maximum amount of R15 000
  • Payback term of up to 12 months
  • Free Maxi Assist membership which includes; Funeral Assist, Emergency Medical Assist, HIV Assist and Legal Assist.

Benefits

  • The best part is that you will receive an annual member benefit on interest paid.
  • You also have the convenience of a salary deduction free of charge.
If you require a larger amount over a longer term, then the Maxi loan is for you. No deposit or security needed.

Features

  • Maximum amount of R80 000
  • Payback term of up to 60 months
  • Free Maxi Assist membership which includes; Funeral Assist, Emergency Medical Assist, HIV Assist and Legal Assist.

Benefits

  • The best part is that you will receive an annual member benefit on interest paid.
  • You also have the convenience of a salary deduction free of charge.
Crises do happen and when they do, the Emergency loan from Iemas can help

Features

    • Maximum amount of R6 000
    • Payback term of up to 12 months
    • Situations that qualify as emergencies:

– Death, illness or medical costs
– Unexpected loss or interruption of income
– Catastrophic loss of, or damage to, your home or property due to fire, theft or a natural disaster

  • Proof of incident required when applying

Benefits

  • The best part is that you will receive an annual member benefit on interest paid.
  • You also have the convenience of a salary deduction free of charge.
  • Free Maxi Assist membership which includes; Funeral Assist, Emergency Medical Assist, HIV Assist and Legal Assist.